Primary source
- Freddie Mac Primary Mortgage Market Survey (freddiemac.com · retrieved: )
- Freddie Mac Primary Mortgage Market Survey (data) (freddiemac.com · retrieved: )
Data transcribed from these sources on: .
Average mortgage rate by month
As of : Averaging Freddie Mac's weekly surveys, the 30-year fixed mortgage rate in October 2026 is 7.35% so far (4 surveys), against 6.86% in September 2026. Monthly figures here are simple averages of the weekly values, computed by this site, not published by Freddie Mac. The table covers 13 months.
Published: · Data updated:
Extended data
| Measure | Value |
|---|---|
| October 2026 (30-year average, 4 surveys) | 7.35% |
| September 2026 (30-year average, 4 surveys) | 6.86% |
| August 2026 (30-year average, 4 surveys) | 6.67% |
| July 2026 (30-year average, 5 surveys) | 6.54% |
| June 2026 (30-year average, 4 surveys) | 6.49% |
| May 2026 (30-year average, 4 surveys) | 6.44% |
Formula: monthly average = sum of the weekly survey rates dated in the month ÷ number of surveys, rounded to two decimals
Monthly averages of the weekly surveys
| Month | 30-year average | 15-year average | Surveys |
|---|---|---|---|
| 2026-10 | 7.35% | 6.68% | 4 |
| 2026-09 | 6.86% | 6.20% | 4 |
| 2026-08 | 6.67% | 5.98% | 4 |
| 2026-07 | 6.54% | 5.91% | 5 |
| 2026-06 | 6.49% | 5.82% | 4 |
| 2026-05 | 6.44% | 5.79% | 4 |
| 2026-04 | 6.33% | 5.68% | 5 |
| 2026-03 | 6.18% | 5.56% | 4 |
| 2026-02 | 6.05% | 5.43% | 4 |
| 2026-01 | 6.10% | 5.44% | 4 |
| 2025-12 | 6.19% | 5.48% | 5 |
| 2025-11 | 6.24% | 5.51% | 4 |
| 2025-10 | 6.25% | 5.49% | 5 |
Frequently asked questions
How is the monthly average computed?
Sum of the weekly survey rates dated in the month divided by their number. The current month is partial.
Does Freddie Mac publish this?
Freddie Mac publishes weekly values; the monthly averages on this page are this site's calculation.
Figures are copied or calculated from the official dataset named above, as retrieved on the date shown. This page is information, not financial, legal or investment advice.