Primary source
- Freddie Mac Primary Mortgage Market Survey (freddiemac.com · retrieved: )
- Freddie Mac Primary Mortgage Market Survey (data) (freddiemac.com · retrieved: )
Data transcribed from these sources on: .
Mortgage rates today (Freddie Mac)
As of : Freddie Mac's weekly survey dated October 22, 2026 puts the average 30-year fixed mortgage rate at 7.32% and the 15-year at 6.68%. A week earlier the rates were 7.40% and 6.71%. A year earlier the 30-year rate was 6.19%. These are survey averages, not an offer to any borrower.
Published: · Data updated:
Extended data
| Measure | Value |
|---|---|
| Survey date | October 22, 2026 |
| 30-year fixed, latest | 7.32% |
| 15-year fixed, latest | 6.68% |
| 30-year, previous week | 7.40% |
| 15-year, previous week | 6.71% |
| 30-year, change vs previous week | -0.08 pp |
| 15-year, change vs previous week | -0.03 pp |
| 30-year, year earlier (October 23, 2025) | 6.19% |
| 30-year, change vs year earlier | +1.13 pp |
| 30-year, 52-week high (October 15, 2026) | 7.40% |
| 30-year, 52-week low (February 26, 2026) | 5.98% |
Last 8 surveys
| Survey date | 30-year fixed | 15-year fixed |
|---|---|---|
| 2026-10-22 | 7.32% | 6.68% |
| 2026-10-15 | 7.40% | 6.71% |
| 2026-10-08 | 7.40% | 6.73% |
| 2026-10-01 | 7.28% | 6.60% |
| 2026-09-24 | 7.03% | 6.42% |
| 2026-09-17 | 6.95% | 6.26% |
| 2026-09-10 | 6.76% | 6.09% |
| 2026-09-03 | 6.71% | 6.04% |
Frequently asked questions
Which rate is shown?
The Primary Mortgage Market Survey (PMMS) weekly average of 30-year and 15-year fixed-rate mortgages, latest survey October 22, 2026.
Is this the rate I will get?
No. It is a national survey average. A lender's offer depends on the borrower, the loan and the day.
Figures are copied or calculated from the official dataset named above, as retrieved on the date shown. This page is information, not financial, legal or investment advice.