Updated

30-year mortgage rate today (Freddie Mac)

As of : The average 30-year fixed mortgage rate in Freddie Mac's survey dated October 22, 2026 is 7.32%, down 0.08 points from 7.40% the week before. Four surveys earlier it was 7.03%. A year earlier it was 6.19%. Its 52-week range is 5.98% to 7.40%.

Published: · Data updated:

Primary source

Data transcribed from these sources on: .

Extended data

MeasureValue
Survey dateOctober 22, 2026
30-year fixed, latest7.32%
Previous week7.40%
Change vs previous week-0.08 pp
Four surveys earlier (September 24, 2026)7.03%
Year earlier (October 23, 2025)6.19%
Change vs year earlier+1.13 pp
52-week high (October 15, 2026)7.40%
52-week low (February 26, 2026)5.98%

Last 12 surveys (30-year)

Survey date30-year fixedChange vs previous survey
2026-10-227.32%-0.08 pp
2026-10-157.40%0.00 pp
2026-10-087.40%+0.12 pp
2026-10-017.28%+0.25 pp
2026-09-247.03%+0.08 pp
2026-09-176.95%+0.19 pp
2026-09-106.76%+0.05 pp
2026-09-036.71%+0.05 pp
2026-08-276.66%+0.01 pp
2026-08-206.65%-0.02 pp
2026-08-136.67%-0.02 pp
2026-08-066.69%—

Frequently asked questions

What was the 30-year rate a year ago?

In the survey dated October 23, 2025 it was 6.19%; the latest is 7.32%, a difference of +1.13 pp.

How is the change computed?

Latest survey rate minus the earlier survey rate, in percentage points (pp), from the Freddie Mac values shown.

Figures are copied or calculated from the official dataset named above, as retrieved on the date shown. This page is information, not financial, legal or investment advice.